{"id":1557,"date":"2025-06-26T06:21:16","date_gmt":"2025-06-26T13:21:16","guid":{"rendered":"https:\/\/robertsnm.com\/?page_id=1557"},"modified":"2025-06-26T06:31:36","modified_gmt":"2025-06-26T13:31:36","slug":"terms-and-conditions","status":"publish","type":"page","link":"http:\/\/robertsnm.com\/index.php\/terms-and-conditions\/","title":{"rendered":"Terms and Conditions"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Effective Date: [01\/01\/2024]<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Welcome to <strong>Roberts &amp; Associates, Inc.<\/strong> (\u201cRobertsNM,\u201d \u201cwe,\u201d \u201cour,\u201d or \u201cus\u201d). By accessing or using our website at <a class=\"\" href=\"https:\/\/robertsnm.com\">https:\/\/robertsnm.com<\/a> (the \u201cSite\u201d), you agree to be bound by the following Terms and Conditions. Please read them carefully.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">1. Information Collection &amp; Use<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When you use our website to request an insurance quote, consultation, or to contact us, we may collect personal information such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">Name<\/li>\n\n\n\n<li class=\"\">Email address<\/li>\n\n\n\n<li class=\"\">Phone number<\/li>\n\n\n\n<li class=\"\">Mailing address<\/li>\n\n\n\n<li class=\"\">Date of birth<\/li>\n\n\n\n<li class=\"\">Employment or business information<\/li>\n\n\n\n<li class=\"\">Insurance coverage needs<\/li>\n\n\n\n<li class=\"\">Other information necessary to provide accurate insurance quotes or services<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This information is collected solely for the purpose of evaluating your needs and providing appropriate insurance options. We do <strong>not<\/strong> sell or share your personal data with unaffiliated third parties for marketing purposes.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">2. Consent to Contact<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">By submitting your information through our forms or contact options, you consent to being contacted by a representative of Roberts &amp; Associates, Inc. via phone, email, or text regarding your inquiry, quote request, or other service needs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You may opt out of communications at any time by contacting us or following unsubscribe instructions where applicable.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">3. Data Security<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">We take reasonable measures to protect your personal information from unauthorized access or disclosure. However, no method of data transmission or storage is completely secure, and we cannot guarantee absolute security.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">4. Third-Party Services<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">We may use third-party tools or platforms (such as form providers or analytics services) to help manage and improve our website. These third parties may have access to your data only to the extent necessary to perform their functions and are not permitted to use it for any other purpose.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">5. Disclaimer<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The information provided on this website is for general informational purposes only and does not constitute professional or legal advice. Insurance coverage and eligibility may vary based on individual circumstances and are subject to underwriting guidelines.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">6. Changes to These Terms<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">We reserve the right to update or modify these Terms and Conditions at any time. The latest version will be posted on this page with the effective date noted above.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">7. Contact Us<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you have any questions about these Terms and Conditions or how your information is used, please contact:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Roberts &amp; Associates, Inc.<\/strong><br>Email: info@kghnm.com<br>Phone: 505-292-0404<br>Website: <a class=\"\" href=\"https:\/\/robertsnm.com\">https:\/\/robertsnm.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Effective Date: [01\/01\/2024] Welcome to Roberts &amp; Associates, Inc. (\u201cRobertsNM,\u201d \u201cwe,\u201d \u201cour,\u201d or \u201cus\u201d). By accessing or using our website at https:\/\/robertsnm.com (the \u201cSite\u201d), you agree to be bound by the following Terms and Conditions. Please read them carefully. 1. Information Collection &amp; Use When you use our website to request an insurance quote, consultation, or to contact us, we may collect personal information such as: This information is collected solely for the purpose of evaluating your needs and providing appropriate insurance options. We do not sell or share your personal data with unaffiliated third parties for marketing purposes. 2&#8230;. <\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/template-full-width.php","meta":{"nf_dc_page":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-1557","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Terms and Conditions - Roberts &amp; Associates<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/robertsnm.com\/index.php\/terms-and-conditions\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Terms and Conditions - Roberts &amp; Associates\" \/>\n<meta property=\"og:description\" content=\"Effective Date: [01\/01\/2024] Welcome to Roberts &amp; Associates, Inc. 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