{"id":9,"date":"2021-02-05T23:15:30","date_gmt":"2021-02-05T23:15:30","guid":{"rendered":"http:\/\/robertsnm.com\/?page_id=9"},"modified":"2025-06-25T08:54:33","modified_gmt":"2025-06-25T15:54:33","slug":"individual-benefits","status":"publish","type":"page","link":"http:\/\/robertsnm.com\/index.php\/individual-benefits\/","title":{"rendered":"Individual Benefits"},"content":{"rendered":"\n<hr class=\"wp-block-separator has-text-color has-vivid-red-color has-css-opacity has-vivid-red-background-color has-background aligncenter is-style-wide\"\/>\n\n\n\n<div class=\"wp-block-cover is-light\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-white-background-color has-background-dim-80 has-background-dim\"><\/span><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"412\" class=\"wp-block-cover__image-background wp-image-487\" alt=\"hands holding paper family cutout, family home,life insurance, adoption foster care, homeless support , mental health, homeschool education, Autism support,  social distancing, lockdown isolation\" src=\"https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/11\/hands-holding-paper-family-cutout-family-homelife-insurance-adoption-foster-care-homeless-support-mental-health-homeschool-education-autism-support-social-distancing-lockdown-isolation-stockpack-adobe-stock.jpg?resize=1000%2C412&#038;ssl=1\" data-object-fit=\"cover\" srcset=\"https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/11\/hands-holding-paper-family-cutout-family-homelife-insurance-adoption-foster-care-homeless-support-mental-health-homeschool-education-autism-support-social-distancing-lockdown-isolation-stockpack-adobe-stock.jpg?w=1000 1000w, https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/11\/hands-holding-paper-family-cutout-family-homelife-insurance-adoption-foster-care-homeless-support-mental-health-homeschool-education-autism-support-social-distancing-lockdown-isolation-stockpack-adobe-stock.jpg?resize=300%2C124 300w, https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/11\/hands-holding-paper-family-cutout-family-homelife-insurance-adoption-foster-care-homeless-support-mental-health-homeschool-education-autism-support-social-distancing-lockdown-isolation-stockpack-adobe-stock.jpg?resize=768%2C316 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-large-font-size wp-block-paragraph\"><strong><em>Let us know what individual insurance benefits we can help you with.<\/em><\/strong><\/p>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-media-text alignwide is-stacked-on-mobile\" style=\"grid-template-columns:15% auto\"><figure class=\"wp-block-media-text__media\"><a href=\"https:\/\/robertsnm.com\/index.php\/2019\/01\/29\/hello-world\/\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2019\/01\/3steps-1024x1024.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"Selecting Insurance\" class=\"wp-image-104 size-full\" srcset=\"https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2019\/01\/3steps.jpg?resize=1024%2C1024 1024w, https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2019\/01\/3steps.jpg?resize=300%2C300 300w, https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2019\/01\/3steps.jpg?resize=150%2C150 150w, https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2019\/01\/3steps.jpg?resize=768%2C768 768w, https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2019\/01\/3steps.jpg?w=1026 1026w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/a><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"has-small-font-size wp-block-paragraph\">Many individuals and families find the ever-changing insurance environment hard to navigate and sometimes hard to understand. Roberts &amp; Associates, Inc has multiple ways to protect all of the things you care about most, from Health Insurance to Life Insurance and everything in-between. We will work with you to develop a program tailored to your needed individual insurance benefits. These products and services are designed to provide solutions to your personal and business financial needs.<\/p>\n<\/div><\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"has-text-align-center wp-block-heading\"><strong>Auto Insurance<\/strong><\/h2>\n\n\n<div class=\"wp-block-image is-style-rounded\">\n<figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/robertsnm.com\/index.php\/auto-quote\/\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/02\/cars-1024x768.jpg?resize=320%2C238&#038;ssl=1\" alt=\"Auto Insurance\" class=\"wp-image-36\" width=\"320\" height=\"238\"\/><\/a><\/figure>\n<\/div>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:12px\"><em>Top-quality auto policies at competitive rates. Coverage is customized for your specific insurance needs. Some added benefits to our auto policies are included rental reimbursement, affordable GAP coverage, roadside assistance, and common cause loss deductible coverage (one deductible per peril for combined auto and home coverage). New Mexicans face unique challenges that require and demand major decisions when selecting the limits and coverage to protect yourself and your assets.<\/em> <a href=\"https:\/\/robertsnm.com\/index.php\/auto-quote\/\" target=\"_blank\" rel=\"noreferrer noopener\">Request Quote<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:11px\">\u200b<em>** CASHBACK- Receive 25% of your auto and home premiums in a check each year you are claim-free after a 3-year claim-free period.<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"has-text-align-center wp-block-heading\"><strong>Home Insurance<\/strong><\/h2>\n\n\n<div class=\"wp-block-image is-style-rounded\">\n<figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/robertsnm.com\/index.php\/home-quote\/\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/02\/home.jpg?resize=304%2C228&#038;ssl=1\" alt=\"Home - Individual Insurance Benefits\" class=\"wp-image-115\" width=\"304\" height=\"228\"\/><\/a><\/figure>\n<\/div>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:12px\"><em>One of the most quality and price-efficient products in the local industry with added benefits which include 125% replacement cost on all dwellings, a selection of deductible options,<\/em> and several available endorsements for all of your coverage needs. Also, homeowners insurance policies not only damage to your property but also your liability\u2014that is, legal responsibility\u2014for any injuries and property damage to others caused by you or members of your family (including your pets). <a href=\"https:\/\/robertsnm.com\/index.php\/home-quote\/\" target=\"_blank\" rel=\"noreferrer noopener\">Request Quote<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\"><strong><em>Let Roberts &amp; Associates be part of your team<\/em><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<ul class=\"wp-block-list\"><li>50 + Years Combined Experience<\/li><li>Custom-Built Plans<\/li><li>Licensed in Multiple States<\/li><li>Operates Regionally<\/li><\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<ul class=\"wp-block-list\"><li>One-Stop-Shop for all Insurance needs<\/li><li>Offer Proper Amount of Protection<\/li><li>Clients are our Family<\/li><li>Join the Roberts &amp; Associates Family<\/li><\/ul>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"has-text-align-center wp-block-heading\"><strong>Health Insurance<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized is-style-rounded\"><a href=\"https:\/\/robertsnm.com\/index.php\/individual-insurance-quote\/\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/02\/suit-people-woman-notebook-stockpack-pexels-1024x683.jpg?resize=372%2C247&#038;ssl=1\" alt=\"Doctor-Individual Insurance Benefits\" class=\"wp-image-116\" width=\"372\" height=\"247\" srcset=\"https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/02\/suit-people-woman-notebook-stockpack-pexels-scaled.jpg?resize=1024%2C683 1024w, https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/02\/suit-people-woman-notebook-stockpack-pexels-scaled.jpg?resize=300%2C200 300w, https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/02\/suit-people-woman-notebook-stockpack-pexels-scaled.jpg?resize=768%2C512 768w, https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/02\/suit-people-woman-notebook-stockpack-pexels-scaled.jpg?resize=1536%2C1024 1536w, https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/02\/suit-people-woman-notebook-stockpack-pexels-scaled.jpg?w=2000 2000w\" sizes=\"auto, (max-width: 372px) 100vw, 372px\" \/><\/a><\/figure>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\"><em>Roberts &amp; Associates is licensed with all available individual health insurance plans in New Mexico. This enables us to ensure that all your individual\/family health insurance needs are met by finding the correct health insurance product for you and continuing to provide future guidance with service questions as well as navigating all changes in the health insurance market.<\/em> <a href=\"https:\/\/robertsnm.com\/index.php\/individual-insurance-quote\/\">Req<\/a><a href=\"https:\/\/robertsnm.com\/index.php\/individual-insurance-quote\/\" target=\"_blank\" rel=\"noreferrer noopener\">ue<\/a><a href=\"https:\/\/robertsnm.com\/index.php\/individual-insurance-quote\/\">st Quote<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"has-text-align-center wp-block-heading\"><strong>Life Insurance<\/strong><\/h2>\n\n\n<div class=\"wp-block-image is-style-rounded\">\n<figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/robertsnm.com\/index.php\/individual-insurance-quote\/\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/02\/3kids-768x1024.jpeg?resize=203%2C269&#038;ssl=1\" alt=\"Family-Individual Insurance Benefits\" class=\"wp-image-67\" width=\"203\" height=\"269\"\/><\/a><\/figure>\n<\/div>\n\n\n<p class=\"has-small-font-size wp-block-paragraph\"><em>We offer a vast selection of policy choices to fit your specific needs and protect the needs of those that you love most and depend on you the most. We offer an automatic accelerated benefits rider on all of our policies (at no extra fee) to cover the needs of insureds should a life-altering event occur.<\/em> <a href=\"https:\/\/robertsnm.com\/index.php\/individual-insurance-quote\/\" target=\"_blank\" rel=\"noreferrer noopener\">Request Quote<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"has-text-align-center wp-block-heading\"><strong>Renters Insurance<\/strong><\/h2>\n\n\n<div class=\"wp-block-image is-style-rounded\">\n<figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/robertsnm.com\/index.php\/individual-insurance-quote\/\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/02\/thomas-Pl.jpg?resize=275%2C206&#038;ssl=1\" alt=\"Townhome\" class=\"wp-image-121\" width=\"275\" height=\"206\" srcset=\"https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/02\/thomas-Pl.jpg?w=400 400w, https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/02\/thomas-Pl.jpg?resize=300%2C225 300w\" sizes=\"auto, (max-width: 275px) 100vw, 275px\" \/><\/a><\/figure>\n<\/div>\n\n\n<p class=\"has-small-font-size wp-block-paragraph\"><em>Protect your physical possessions and liability needs with coverage that is tailored to your needs. We offer a large deductible selection and competitive premiums. Today\u2019s accelerated construction costs make it imperative that your property is valued and insured correctly.<\/em> <a href=\"https:\/\/robertsnm.com\/index.php\/individual-insurance-quote\/\" target=\"_blank\" rel=\"noreferrer noopener\">Request Quote<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"has-text-align-center wp-block-heading\"><strong>Rental Owner Property<\/strong><\/h2>\n\n\n<div class=\"wp-block-image is-style-rounded\">\n<figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/robertsnm.com\/index.php\/individual-insurance-quote\/\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/02\/Alexandria.jpg?resize=303%2C202&#038;ssl=1\" alt=\"Alexandria-\" class=\"wp-image-122\" width=\"303\" height=\"202\" srcset=\"https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/02\/Alexandria.jpg?w=1020 1020w, https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/02\/Alexandria.jpg?resize=300%2C200 300w, https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/02\/Alexandria.jpg?resize=768%2C511 768w\" sizes=\"auto, (max-width: 303px) 100vw, 303px\" \/><\/a><\/figure>\n<\/div>\n\n\n<p class=\"has-small-font-size wp-block-paragraph\"><em>Protect your investment properties with a personalized policy to fit each property.<\/em> <a href=\"https:\/\/robertsnm.com\/index.php\/individual-insurance-quote\/\" target=\"_blank\" rel=\"noreferrer noopener\">Request Quote<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"has-text-align-center wp-block-heading\"><strong>Umbrella Policies<\/strong> <\/h2>\n\n\n<div class=\"wp-block-image is-style-rounded\">\n<figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/robertsnm.com\/index.php\/individual-insurance-quote\/\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/02\/umb-1024x768.jpg?resize=250%2C184&#038;ssl=1\" alt=\"umbrella-Individual Insurance Benefits\" class=\"wp-image-123\" width=\"250\" height=\"184\"\/><\/a><\/figure>\n<\/div>\n\n\n<p class=\"has-small-font-size wp-block-paragraph\"><em>Protect your existing and future assets from lawsuits that arise from significant losses to others and damages to their property. The lack of state limitations in some asset areas makes it critical and necessary to carry excess liability coverage. Unlike some other states, New Mexicans can be legally pursued by some providers and for out-of-pocket insurance costs that result from injuries<\/em>. <a href=\"https:\/\/robertsnm.com\/index.php\/individual-insurance-quote\/\" target=\"_blank\" rel=\"noreferrer noopener\">Request Quote<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"has-text-align-center wp-block-heading\"><strong>Group Benefits<\/strong><\/h2>\n\n\n<div class=\"wp-block-image is-style-rounded\">\n<figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/robertsnm.com\/index.php\/group-benefits\/\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/02\/man-in-white-dress-shirt-sitting-beside-man-in-white-dress-shirt-stockpack-pexels-1024x683.jpg?resize=272%2C181&#038;ssl=1\" alt=\"Group insurance benefits\" class=\"wp-image-89\" width=\"272\" height=\"181\" srcset=\"https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/02\/man-in-white-dress-shirt-sitting-beside-man-in-white-dress-shirt-stockpack-pexels-scaled.jpg?resize=1024%2C683 1024w, https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/02\/man-in-white-dress-shirt-sitting-beside-man-in-white-dress-shirt-stockpack-pexels-scaled.jpg?resize=300%2C200 300w, https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/02\/man-in-white-dress-shirt-sitting-beside-man-in-white-dress-shirt-stockpack-pexels-scaled.jpg?resize=768%2C512 768w, https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/02\/man-in-white-dress-shirt-sitting-beside-man-in-white-dress-shirt-stockpack-pexels-scaled.jpg?resize=1536%2C1024 1536w, https:\/\/i0.wp.com\/robertsnm.com\/wp-content\/uploads\/2021\/02\/man-in-white-dress-shirt-sitting-beside-man-in-white-dress-shirt-stockpack-pexels-scaled.jpg?w=2000 2000w\" sizes=\"auto, (max-width: 272px) 100vw, 272px\" \/><\/a><\/figure>\n<\/div>\n\n\n<p class=\"has-small-font-size wp-block-paragraph\">We will design the right benefits package which will be cost-effective and &#8220;benefit competitive&#8221; for you. These packages will give you a competitive advantage while making it easier for you to attract and retain the quality employees that you require. Our assistance can prove to be a valuable asset when faced with Human Resources related issues. <a href=\"https:\/\/robertsnm.com\/index.php\/group-benefits\/\" target=\"_blank\" rel=\"noreferrer noopener\">learn More<\/a><\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-cover\" style=\"min-height:100px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-100 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-large-font-size wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<h2 class=\"has-text-align-center wp-block-heading\">We will put your needs FIRST<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<div class=\"wp-block-buttons alignfull is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link\" href=\"https:\/\/robertsnm.com\/index.php\/contact-us\/\" style=\"border-radius:10px\">Let us show you how<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/template-full-width.php","meta":{"nf_dc_page":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-9","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Roberts &amp; 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