Do You Need Life Insurance?
Life Insurance
By Greg Gallegos
May 26, 2021
The simple truth about life insurance is that you never really know if you’re going to need it. With that being said, you or someone else will always benefit from life insurance, whether it be a loved one who passed, that names you as a beneficiary, a beneficiary you named, or yourself through living benefits or cash value.
I whole heartily hope you have not had to deal with a life insurance claim due to a death in the family, but if you have the money is never worth the life, and my deepest condolences go out to you and your loved ones who may be in mourning till this day and beyond. Death is never easy, and through my own experiences, I have learned that individuals cope in many ways. Now if you have never had to deal with life insurance you should research what it can do to protect your loved ones from unforeseen circumstances in your life. Life insurance is not a payout and get rich product, but it can help pay for funeral arrangements, keep the bills paid, support family members during the mourning process, and many more aspects of daily life due to an unexpected event.
Roberts & Associates, Inc offers an Average Annual Renewable term (ART) that renews annually and is convertible for healthy 40-year-olds starts from $11.00 per month, and for longer-term policies can range to $40.00 per month for $250,00 coverage depending on terms and conditions.
Call us today (505) 292-0404 or visit us at https://robertsnm.com/index.php/individual-insurance-quote/ to request a quote.
Life insurance is a tool that everyone should utilize if there is even a thought in one’s mind that their loved ones will struggle after they are gone. The heartache is unbearable after losing a loved one, but a monetary burden can be reduced by purchasing a life insurance policy to help lighten the load, as the heavy felt loss seems to never lift all the way.
“If I die tomorrow will my responsibilities carry on through someone else, and if so will they need help?”
The answer to this question “If I die tomorrow will my responsibilities carry on through someone else, and if so will they need help?” should help dictate the need for life insurance, and maybe there are other questions you need to ask yourself, but the formerly mentioned one is a good start. Don’t’ leave your loved ones wanting if you have the means not to.